You manage all credit-relevant master data of a business partner in SAP Credit Management. This data includes the current credit limit, one or more externally determined rating values, the risk class, and an order limit. Each of the master data fields has a change history that gives information about the time of the change, the user, and the old and new value. There is also a note function that the credit analyst can use to enter additional information about the business partner. Alternatively, he or she can use a document storage function to store information such as press articles, correspondence, bank information, and rating information.
SAP Credit Management also enables you to include collateral defined for a business partner in the calculation of the credit exposure, meaning that you can also monitor your own company’s risk.